mtool Platform Account Terms
When you open an account on mtool, you enter into an agreement with us about how our platform operates, what we expect from you, and what protections apply to your account and data. These terms outline the rules that govern your use of mtool—whether you're checking Liga 1 fixtures, placing a sportsbook wager, playing live blackjack, exploring slots like Aviator or Sweet Bonanza, or depositing via QRIS, e-wallet, mobile banking, or bank transfer. Our goal is to be transparent about what you're agreeing to and to clarify both our responsibilities and yours.
mtool services are available only where local law permits. You are responsible for ensuring that your access to and use of our platform comply with the laws and regulations of your own jurisdiction. We do not operate in jurisdictions where online gaming is prohibited by law, and we expect you to verify your own eligibility before registering an account.
This page covers account registration, deposits and withdrawals, bonus and promotion terms, dispute resolution, intellectual property, and other key policies. Please read these terms carefully. If you do not agree with them, do not create an account on mtool.
Account Registration and Eligibility on mtool
To register an account on mtool, you must provide accurate and complete information, including your email address, password, and phone number. You are responsible for keeping your password confidential and for all activity that occurs under your account. If you suspect unauthorized access, contact our help portal immediately.
You represent that you are of legal age to enter into binding contracts and to use gaming services in your jurisdiction. You also represent that you are not prohibited by law from using online gaming platforms, and that you have verified your own eligibility before registering. mtool does not conduct age verification at registration; that responsibility is yours. When you place your first withdrawal request, we will ask you to verify your identity with a government-issued ID and proof of address. Until verification is complete, withdrawal requests may be held.
We reserve the right to reject or suspend any account if we have reason to believe it violates our terms or local law. This includes accounts created using false information, accounts engaged in fraud or abuse, or accounts operating in jurisdictions where our services are prohibited.
Account eligibility checklist
- You are of legal age to enter contracts and access gaming services in your jurisdiction.
- You have verified that online gaming is permitted where you reside.
- You agree to provide accurate registration information.
- You will keep your password confidential and report unauthorized access immediately.
- You understand that we may request identity verification before processing withdrawals.
Deposits, Withdrawals, and Payment Terms on mtool
mtool accepts deposits via QRIS, e-wallet, mobile banking, local payment, online payment, e-wallet, and bank transfer to mobile banking, local payment, online payment, or e-wallet. When you initiate a deposit, funds are transferred from your personal account to our payment processor, which then credits your mtool wallet. Deposits via e-wallet and mobile banking typically settle within subject to verification; bank transfers typically settle within 24 hours, depending on your bank's processing schedule. We are not responsible for delays caused by your bank or payment processor.
We do not charge deposit fees to you; any fees imposed are by your bank or payment processor, not by mtool. You will see the final amount credited to your mtool account after any processor fees are deducted.
To request a withdrawal, you must have a verified account in good standing. Withdrawals are processed to the same payment method you used for deposits. If you deposited via local payment, withdrawals are processed to your linked bank account. If you deposited via e-wallet, withdrawals are processed to that e-wallet. We process withdrawal requests subject to standard verification windows, which may take 24–48 hours or longer depending on compliance checks. We do not guarantee any specific withdrawal timeline, and withdrawals may be delayed or denied if we suspect fraud, money laundering, or breach of our terms.
All account balances are held in IDR (Indonesian Rupiah). If you deposit funds from a foreign currency account, your bank or payment processor will apply exchange rates; mtool does not control or guarantee exchange rates.
Wagering, Bonuses, and Promotions on mtool
Any promotional offer or bonus we communicate to you is subject to specific terms. We may offer welcome bonuses, seasonal promotions, or loyalty rewards, and each carries conditions around wagering requirements, eligible games, minimum odds, and expiration dates. We will clearly communicate these conditions when you claim a bonus. Bonuses are not cash; they are account credits usable only on our platform and subject to forfeiture if you do not meet the stated conditions within the deadline.
We reserve the right to modify, suspend, or cancel any promotion at any time. If we have reason to believe you are abusing a promotion—for example, by claiming multiple bonuses through different accounts, or by attempting to withdraw bonus funds without meeting wagering requirements—we may forfeit the bonus and restrict your account.
All odds, results, and game outcomes on mtool are determined by our systems or by external event outcomes (for example, Liga 1 match results). We do not guarantee any particular outcome, and we are not liable for losses resulting from your wagering decisions. If you believe a game result is incorrect or if you encounter a technical error, report it to our help portal immediately.
Your Rights and Our Responsibilities on mtool
We at mtool commit to protecting your account security and personal data. We use industry-standard encryption and security practices to safeguard your information. We do not sell your data to third parties. For a full explanation of how we collect, use, and protect your data, please review our privacy policy
When you open an account or request a withdrawal, we collect personal information including your name, email, phone number, date of birth, address, and government ID. This data is used for account verification (KYC—Know Your Customer), compliance with local regulations, fraud prevention, and customer support. We retain this data for as long as your account is active and as required by law thereafter.
You have the right to access, correct, or request deletion of your personal data, subject to legal requirements. Contact our help portal to exercise these rights.
- Account security
- We use encryption and security protocols to protect your account. You are responsible for keeping your password confidential and reporting unauthorized access immediately.
- Data protection
- We collect personal data only for KYC, compliance, and customer support. We do not sell or share your data with third parties except as required by law.
- Liability limits
- mtool is not liable for losses resulting from your wagering decisions, system outages, or third-party payment processor errors, except where prohibited by law.
- Dispute resolution
- If you have a dispute with mtool, contact our help portal first. We will attempt to resolve the issue within 14 days. If unresolved, you may pursue applicable legal remedies in your jurisdiction.
Prohibited Activities and Account Suspension on mtool
We prohibit a range of activities on mtool. These include: creating multiple accounts to abuse promotions or manipulate our systems; attempting to access accounts other than your own; engaging in fraud, money laundering, or collusion with other users; using automated tools or bots to interact with our platform; depositing funds obtained through illegal means; and violating any local laws or regulations. If we discover any of these activities, we may suspend or terminate your account without warning and forfeit any remaining balance.
mtool reserves the right to investigate any account activity and to cooperate with law enforcement or regulatory authorities as required by law. We may freeze account funds if we suspect illegal activity, and we may report suspicious activity to appropriate authorities.
Intellectual Property and Platform Use
All content on mtool—including logos, game names, odds displays, and interface design—is owned by mtool or licensed to us by third parties. You do not have the right to copy, reproduce, or distribute any mtool content without our written permission. We grant you a limited, non-exclusive license to access and use mtool for your personal entertainment, subject to these terms.
You may not use mtool for commercial purposes, resale, or any activity that competes with our business. You may not reverse-engineer, decompile, or attempt to access the underlying code or systems that run mtool.
Modification of Terms and Services on mtool
We may modify these terms or our services at any time. We will notify you of material changes by email or by posting an updated version on this page with a revised date. Your continued use of mtool after we post changes constitutes acceptance of the new terms. If you do not agree with changes, you may close your account by contacting our help portal.
Jurisdiction and Applicable Law
mtool services are available only where local law permits. You are responsible for verifying that access and use comply with your jurisdiction's laws. We do not operate in jurisdictions where online gaming is prohibited.
These terms are governed by the laws of the jurisdiction where mtool is registered, subject to the constraints of your own local law. If there is a conflict between these terms and your local law, your local law prevails. Disputes shall be resolved in accordance with applicable law in your jurisdiction.
Contact and Support
If you have questions about these terms, your account, or any mtool service, contact our help portal. Our team is available in English and can assist with account issues, payment questions, dispute resolution, and general support. Response times are typically within 24 hours during business hours.
For legal or compliance inquiries, you may also contact us through our help portal with "Legal Inquiry" in the subject line. We will escalate your request to our legal team and respond within 5 business days.
Service Availability and Legal Jurisdiction
Service availability
mtool services are available only in jurisdictions where local law permits online gaming and sportsbook wagering. We do not determine legality for your region; that is your responsibility. Before registering an account, you must verify that access to and use of mtool comply with the laws and regulations applicable to you. If you are unsure whether mtool services are legal in your area, do not create an account.
We operate under the understanding that online gaming is permitted where you reside. If you access mtool from a jurisdiction where online gaming is prohibited by law, you are doing so at your own risk and in violation of local law. mtool is not responsible for any legal consequences you may face. We expect all users to comply with their own jurisdiction's laws, and we reserve the right to restrict access to users from regions where our services are not legally permitted.
Our platform is designed for entertainment purposes. We recognize that users in Indonesia, Surabaya, Jakarta, Bandung, and Medan may access mtool, and we have structured our offerings—including Liga 1 sportsbook, live-dealer tables, slots, and esports—to serve those communities where applicable law permits. However, access is conditional on your verification of local legality and your acceptance of full responsibility for your own compliance.
Account eligibility
You are eligible to open an account on mtool if you meet the eligibility requirements of your own jurisdiction. We do not set a specific age threshold globally; instead, we defer to your local law. If your jurisdiction has a minimum age for accessing gaming services, you must meet that age. If your jurisdiction prohibits gaming services entirely, you are not eligible to use mtool.
We do not verify age at registration. That responsibility is yours. When you register, you represent that you have verified your own eligibility under your local law and that you are authorized to create an account. When you request your first withdrawal, we will require identity verification via government-issued ID and proof of address. At that time, our compliance team may ask additional questions about your eligibility, and we may deny your account if we have reason to believe you have misrepresented your status.
If we discover that you registered while ineligible—for example, if you are below the age required in your jurisdiction—we will suspend your account immediately and may forfeit any remaining balance. We cooperate with regulatory authorities if they require information about your account.
Local-law responsibility
Users are entirely responsible for ensuring that their access to and use of mtool comply with local law in their own jurisdiction. mtool does not provide legal advice, and we do not assume responsibility for determining legality in your region. Before registering, you must independently verify that online gaming is permitted where you reside.
If you are located in a jurisdiction that prohibits online gaming, sportsbook wagering, or certain payment methods (for example, if your country restricts DANA or QRIS transactions to specific uses), you are responsible for understanding those restrictions and complying with them. mtool is not liable for any legal consequences you may face if you violate your local law by using our platform.
We may offer services during holidays like Idul Fitri or Idul Adha, but you remain responsible for complying with any local regulations that may apply during those periods. We also do not make exceptions or provide advance notice for changes to local law; you are expected to stay informed about your own jurisdiction's regulations.
Data and privacy scope
When you register an account or place a withdrawal request on mtool, we collect personal data including your name, email, phone number, date of birth, address, and government ID. This data is collected for Know Your Customer (KYC) compliance, fraud prevention, regulatory reporting, and customer support. For a complete explanation of how we collect, use, store, and protect your data, see our privacy policy
Your data is processed in accordance with applicable data protection laws. We use industry-standard encryption and security protocols to protect your information. We do not sell, trade, or share your personal data with third parties except as required by law or as necessary to provide our services (for example, when we share deposit information with our payment processor). We retain your data for as long as your account is active and as required by law thereafter.
You have the right to access, correct, or request deletion of your personal data, subject to legal retention requirements. If we are legally required to retain your data for compliance or regulatory purposes, we will do so even if you request deletion. To exercise your data rights, contact our help portal with "Data Request" in the subject line.
Contact for legal inquiries
If you have questions about these terms, your legal rights on mtool, or compliance matters, contact our help portal. You can reach our support team through the help portal available on the mtool website, or by submitting an inquiry through your account dashboard. Mark your message with "Legal Inquiry" in the subject line if your question involves compliance or legal interpretation.
Our standard response time for legal and compliance inquiries is 5 business days. If your matter requires investigation or escalation, we may request additional information from you. We will attempt to resolve disputes through direct communication first. If you believe mtool has violated these terms or applicable law, you may pursue available legal remedies in your jurisdiction. mtool is not liable for losses resulting from your use of our platform except where prohibited by law.
For urgent account issues—such as unauthorized access, suspected fraud, or payment disputes—contact our support portal immediately. Our team will respond as quickly as possible to address security concerns.